Did Hail Damage Your Roof in Colleyville, TX?
Like a foundation, a roof is fundamental to the structure of a property. A roof is also a house’s primary protector against severe weather and moisture. Your roof plays an integral part in the aesthetic appeal and energy efficiency of your home. Because of its protective function, a roof is one of the parts of your house that are most susceptible to severe weather conditions, especially hail storms.
If you own a property in Colleyville, TX, you may know how severe hailstorms in these areas can be. You’ll want to have a good roofing company in mind when it does hail.
One of the issues with hail damage is that it’s difficult to detect from the ground, and can take years to develop into a leak, at which time you will no longer be able to file an insurance claim. According to the requirements of most insurance companies, you can only claim within the first 180 days from the date of the storm.
The solution is to have an experienced roofing contractor examine your roof and help you with the claim process. Gotcha Covered Contractors offers property owners in Colleyville high-quality roof inspection services to detect hail damage. We will also help you file a successful insurance claim and provide you with expert roof repair services.
Roof Damage from Hail
Hail can damage your property’s roof in several ways. The most problematic form of hail damage is when it results in a loss of roof shingle granules that protect your roof shingles from the sun’s UV rays.
Displacement of these granules exposes the underlying surface of your roof shingle and makes it vulnerable to degradation which, in turn, can result in:
– Algae growth, and
– Edge damage
One of the direr consequences of granule loss and shingle deterioration is water leaks. Also, when granules no longer protect a shingle, its lifespan is shortened significantly.
Hail doesn’t have to be large to knock off a shingle’s granules. Pea-sized hail that hits your roof can be just as effective in displacing granules as hail that is the size of softballs.
Apart from granule displacement, hail can damage your roof in other ways, by cracking wooden shingles and clay and concrete tiles. Hail can also fracture asphalt shingles.
Get the Help of a Professional
Even though hail damage can be quite extensive, it is not always easily noticeable. If you own a property and you suspect that you have hail damage on your roof, the first thing you should do is to contact a professional contractor for a free roof inspection.
If the inspector detects damage, the next step is to file an insurance claim with your homeowner’s insurance company. A reputable roofing contractor will have extensive experience in dealing with insurance companies to ensure a successful outcome, especially since insurance companies are looking for reasons not to pay for repairs.
There are, in essence, two types of hail damage: cosmetic damage and functional damage. Since 2013, “Cosmetic Damage Exclusion” allowed insurers to avoid coverage from cosmetic damage. In some cases, insurers will try to pass off functional damage as cosmetic damage.
A professional roofing contractor will help by ensuring that your claim is assigned to the correct type of damage so that you can receive a fair settlement for the parts of your house that were functionally damaged by hail.
Gotcha Covered Contractors specializes in providing property owners in Colleyville with cost-effective and high-quality roof repair and insurance claim services. Our services include free inspection, assistance with insurance claims, and comprehensive repair services.
If, after a severe hail storm season, you think that your roof may have sustained damage and you want to find out if you should file an insurance claim, Gotcha Covered Insurance can help. We will conduct a thorough interior and exterior roof inspection and provide you with a free evaluation. If necessary, we will also assist you with your insurance claim.
Sometimes, you may need an independent roof inspection services for reasons other than an insurance claim, for example, to meet underwriting requirements or for a real estate transaction. You may also want to make sure that your property’s roof is in excellent condition and that there are no defects or potential issues.
In addition to free inspection, Gotcha Covered Contractors also offers high-end roof installation, maintenance, and repair services to owners of residential and commercial property owners. Our team also has extensive experience with all types of roofing materials.
Hail damage can result in a lot of unnecessary expenses over the long run. Make use of the claim period and Gotcha Covered Contracting’s free estimate services to repair roof hail damage.
Contact us today to schedule an appointment.